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About Betsy McCaughey
Betsy McCaughey, PhD, is a constitutional scholar with a PhD from Columbia University, a patient advocate and health policy expert, and a former Lt. Governor of New York state. In 1993 she read the 1,362-page Clinton health bill, warned the nation what it said, and made history. Today she is doing it again. With a PhD in Constitutional History, she can actually tell us what the Obama health law says. In 2009 medical excellence and freedom came under assault again, and McCaughey put her skills to work. She was the first to uncover the health provisions slipped into the February, 2009 stimulus bill. Members of Congress were stunned to learn the stimulus bill could limit care for seniors and dictate your doctor’s decisions. Betsy McCaughey is the author of over three hundred scholarly and popular articles, and three books, including a history of the US Constitution. Betsy McCaughey has taught at Vassar College and Columbia University, and she produced prize-winning studies while at two think tanks, the Manhattan Institute and later the Hudson Institute.
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All I Want for Christmas Is My Freedom Back
Betsy McCaughey
December 11, 2013
Tell Santa to bring President Barack Obama a stocking stuffer: a copy of the US Constitution with the words "Laws be faithfully executed" underlined in red. Those words define the president's most important duty. But Obama, himself a constitutional lawyer, is ignoring the Constitution and governing like a dictator. His latest ploy exempts unions from a fee the Affordable Care Act imposes.

Professor Jonathan Turley of George Washington University, who voted for Obama and professes to agree with him on healthcare and other issues, didn't mince words when he testified before the House Judiciary Committee on Dec. 3. He warned that Obama's power grabs are causing "the most serious constitutional crisis I've seen in my lifetime."

Several law professors and policy experts laid out a litany of the president's constitutional transgressions. He has delayed and rewritten key provisions of his healthcare law and weaseled a special insurance subsidy for members of Congress the law did not provide. When Congress refused to enact his immigration and environmental policies, he imposed them by edict, granting amnesty to illegal immigrants brought to the US as children and forcing regulations on coal plants that will likely bankrupt that industry.

Most recent is Obama's trick to spare unions from a fee that section 1341(b)(1)(A) of the Affordable Care Act unambiguously imposes on all large group health plans. Faithfully executing the law means applying it evenhandedly. Dictators do the opposite, playing favorites.

The union giveaway is buried on page 72,340 of the Federal Register for Dec. 2, a voluminous publication where government discloses its mind-numbing regulations. The Affordable Care Act sets up a reinsurance program to compensate insurers in the individual market, who are hit with high costs for covering people with preexisting conditions. The money is raised with a fee imposed on all group health plans, starting in 2014 and going through 2016, designed to raise $25 billion in all. Insurers and self-insured employers pay in proportion to the number of people they cover, so in 2014 the fee is $63 per covered person.

For three and a half years, the Obama administration crafted regulations to impose the fee on all large group plans.

But in the fall 2013, unions pressed for an exemption. Then, these words appeared on Dec. 2: "Our continued study of this issue leads us to believe that this provision may reasonably be interpreted in one of two ways -- it may be interpreted to mean that self-insured, self administered plans must make reinsurance contributions, or it may be interpreted to mean that such plans are excluded from the obligation ... upon further consideration of the issue, we believe the statutory language can reasonably be read ... "

That's a lie. The Affordable Care Act's reinsurance provision doesn't use the word "self-administered" or distinguish between plans that pay their own claims and plans that hire administrators. But Taft-Hartley union plans self-insure and self-administer, and will therefore be exempted by the Dec. 2 regulation.

Writing government double-talk is a dark art. It's straight out of George Orwell's "1984." Orwell warned that totalitarian governments impudently claim that black is white, in contradiction to the plain truth, to sap the public's ability to think critically. The Obama administration does it, too.

The army of bureaucrats cranking out regulations and deceptions to justify them has no loyalty to the public or the US Constitution. They are loyal to the state and have terrifying power over us.

The Dec. 2 rule will mean that insurers and other self-insured employers who are not exempted will pay more in 2015 and 2016 to meet the $25 billion target. It's zero sum.

They will have grounds to sue, but the president is counting on the fact they won't. Insurers, pharmaceutical companies and other industries are being corrupted by the Obama administration's cronyism. They figure they'll make up the sum somewhere else in a side deal with the administration.

The biggest loss is freedom. Each time Obama claims power the Constitution does not allow, he sets a menacing precedent for future presidents to rule by edict.

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